Listed By: Russ Hollins, Century 21 Russ Hollins Realtors - Contact: russ.hollins@russhollinsrealtors.com
306 Dunlap Street Albemarle, NC 28001
Active (387 Days)
$128,000 (USD)
Description
MLS #:
4296716
4296716
Lot Size
0.25 acres
0.25 acres
Type
Single-Family Home
Single-Family Home
Year Built
1910
1910
County
Stanly County
Stanly County
Listed By
Russ Hollins, Century 21 Russ Hollins Realtors, Contact: russ.hollins@russhollinsrealtors.com
Source
CANOPY MLS - IDX
Last checked Oct 29 2026 at 11:33 AM GMT+0000
CANOPY MLS - IDX
Last checked Oct 29 2026 at 11:33 AM GMT+0000
Bathroom Details
- Full Bathroom: 1
Interior Features
- Built-In Features
Subdivision
- None
Lot Information
- Creek Front
- Hilly
Property Features
- Foundation: Crawl Space
Heating and Cooling
- Central
- Natural Gas
- Forced Air
- Ceiling Fan(s)
- Central Air
Flooring
- Carpet
- Vinyl
Exterior Features
- Roof: Metal
Utility Information
- Utilities: Cable Available
- Sewer: Public Sewer
School Information
- Elementary School: Central Albemarle
- Middle School: Albemarle
- High School: Albemarle
Parking
- Detached Garage
Living Area
- 898 sqft
Additional Information: Russ Hollins Realtors | russ.hollins@russhollinsrealtors.com
Location
Estimated Monthly Mortgage Payment
*Based on Fixed Interest Rate withe a 30 year term, principal and interest only
Listing price
Down payment
%
Interest rate
%Mortgage calculator estimates are provided by C21 Russ Hollins Realtors and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Square footage is based on information available to agent, including County records. Information has not been verified by agent and should be verified by buyer.
Based on information submitted to the MLS GRID as of 10/29/2026 11:33. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Maybe it's time to ask yourself WHY.
You pay the rent every month.
You pay the utilities.
You furnish the apartment.
You take care of the place.
And when the year is over?
You still don't own a thing.
Maybe you've been telling yourself:
“I can't afford to buy a house.”
“Interest rates are too high.”
“I'll buy when rates come down.”
“I'll save some more money first.”
We understand.
But here's something worth thinking about...
What if you don't need a $300,000 house to become a homeowner?
What if your first home could simply be a good, honest little house that you can afford?
Take a look at this.
$128,000
2 BEDROOMS • 1 BATH • APPROX. 900 SQ. FT.
A charming 1910 home with the character and feel that newer apartments simply can't duplicate.
And right now, the seller is offering:
$5,000 TOWARD YOUR CLOSING COSTS
Yes, interest rates are around 7%.
We're not pretending otherwise.
But here's the question:
If you're already paying $1,000+ every month for a two-bedroom apartment, shouldn't you at least find out what it would take to own your own home?
For illustration, a 30-year mortgage at 7% on $123,000 is approximately $818 per month in principal and interest.
Your actual payment will depend on your down payment, taxes, insurance, loan program and other costs.
But unlike rent, part of your mortgage payment can go toward building equity in something you own.
And someday?
THE HOUSE IS YOURS.
Not your landlord's.
YOURS.
You don't have to wait until interest rates are perfect.
You don't have to buy your forever home.
You don't have to start with something fancy.
YOU JUST HAVE TO START.
This little house could be your first step.
Your first mortgage.
Your first set of house keys.
Your first piece of real estate.
And perhaps, years from now, you'll look back and be glad you stopped renting and finally took the plunge.
$128,000
2 BR • 1 BA • ~900 SQ. FT. • 1910
SELLER WILL PAY $5,000 TOWARD BUYER'S CLOSING COSTS.
Don't decide you can't afford it before you find out.
CALL. ASK. RUN THE NUMBERS.
You may be closer to owning than you think.